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All our credit solutions

Financing a project
is first about
choosing a method.

Fifteen forms of credit, from €500 to €1.5M. You describe your need, we propose a combination — not the other way around.

2 h
Indicative response
3.15%
Best mortgage APR
87%
Acceptance rate 2025
PROPERTY FINANCING

Buy, renovate, pass on.

Buy your home, finance a rental investment, or bridge the gap to your next property.

IMPROVE YOUR HOME

Renovation, extension.

Energy works, extension, compliance upgrades: we finance what transforms your living space.

MOBILITY

Car, travel, movement.

New or used car, long-term leasing, or simply a ticket to the other side of the world.

CONSUMER & PROJECTS

Your life projects.

Wedding, equipment, unexpected expense: a flexible personal loan for everything that paces a life.

ENTREPRENEURS & PROFESSIONALS

Finance your activity.

Cash flow, equipment, premises: tailored solutions for SMEs, professionals and artisans.

YOUTH & EDUCATION

Invest in the future.

Higher education, apprenticeship, study abroad: a preferential-rate loan, with deferral up to 5 years.

SPECIALISED SOLUTIONS

Microcredit & consolidation.

For tight budgets or situations that need a reset — two dedicated tools, human support included.

The application journey

Four steps, signposted, no paperwork.

01

Simulation

You set amount, duration and purpose. We provide an indicative monthly payment and a target APR.

02

Application

A few questions about your situation. All documents are uploaded from your phone.

03

Decision

Indicative answer in 2 working hours, final decision within 5 days after documents.

04

Release

Electronic signing of the contract, then transfer of funds within 8 days as required by law.

Which credit for which project

The right tool at the right time.

A quick comparison to position each product by duration, amount and typical use.

Product Amounts Durations Indicative APR Typical use
Mortgage €50,000 — €1.5M 7 — 25 years 3.15% Primary residence, rental Detail
Personal €1,500 — €75,000 12 — 84 months 3.90% Works, wedding, free project Detail
Auto €3,000 — €80,000 12 — 84 months 4.90% New, used, hybrid Detail
Home works €5,000 — €100,000 24 — 144 months 3.20% Renovation, extension Detail
Consolidation €20,000 — €500,000 12 — 180 months 4.40% One single monthly payment Detail
Revolving €500 — €6,000 Free duration 9.90% Top-up reserve Detail
Common questions

We answer before you ask.

01

Is my application eligible if I am on a fixed-term contract or self-employed?

Yes. We assess stability over 24 months, income regularity and disposable income. Many self-employed profiles obtain credit with us.

02

What is the difference between APR and the insurance APR?

03

Can I repay early without penalty?

04

Does the legal cooling-off period apply?

Ready to finance?

An honest simulation,
with no commitment.

3 minutes to discover your borrowing capacity and target monthly payment.

A loan commits you and must be repaid. Check your repayment capacity before committing. 100% digital with human support from a dedicated adviser. Details in our terms and pre-contractual information sheet.